The more promising business world in the eyes of young people. The rapid movement and a creative mindset is the most important capital for them to bring success. Therefore, they need to think about financial planning.
According to a study conducted Assistance Institution, Micro, Small and Medium Enterprises (SMEs) Indonesia, Pillar Business Accelerator, 50% of Indonesia at the age of unemployment. Though, education which pursued do not close the possibility until in college. This is due to the pattern-oriented education to workers only.
While employment is not adequate enough to the high output universities every year. To that end, young people need to involve themselves into entrepreneurs. “The mindset of the stresses to be an employee at a large company should be changed, and soon turned into a creative young entrepreneurs and innovative,” said Director and Founder of Pillar Business Accelerator Puspa Lyra.
Currently, she added, youth literacy is required for the business world. Not a few young entrepreneurs who have a turnover of billions of dollars per year in their respective fields of business. Although some may still try it, a willingness to entrepreneurship for young people should not be delayed. Moreover, the desire entrepreneurship among young people today are getting higher. However, that should be done is to provide guidance for their business survival.
“Optimization of business they should be focused on building entrepreneurial capacity. Not just to motivate them, but also caring for life. Give them access to the network to enter the business community, “she said.
She adds, target young people to engage in the business is a smart choice, because their ability is more powerful, higher energy, no thought of family burden, and more daring. “If they were to be a businessman, his run will be faster, especially if accompanied by mentoring,” said the woman was born in Jakarta, January 22, 1975 this.
Condition, she went on, very different from their new foray into the world of business at the age of 35 years and over. Age is no longer productive, thoughtful, and the burden of thinking has been mixed. While still a young age, they can directly speed up. “Being a young entrepreneur should not be postponed again. Even so, it should be accompanied with continuous assistance to avoid the failure that is too long. Use the maximum energy while still in their productive age. Finally, a young businessman who needs to understand is the practice of patience, in order to achieve wisdom, “he said.
While the owner of the Digital shops, Saptuari Sugiharto, said that being a young entrepreneur is usually covered with repeated failures. It was unusual because everyone has a period of falling or failing. “The important thing is they have to focus on entrepreneurship. It should not be discouraged, “said the man who did business promotion through social media.
However, the anxiety that often prevails among the young who have to venture into business, and have their own income, they can not manage finances. There is a tendency in the transitional period they originally had no income, and very wasteful. Not thinking about the sustainability of venture capital in the future. Therefore, a financial planner Senduk Safir asserted, young people who were involved in the business world, should be able to manage their finances. Most of them do not think how the sustainability of business if it is a profit.
In fact, it was a mistake. Business people at a young age for the first time jump, said Safir, often mixing business with personal money. Finally, they are often ill-fitting when I want to make a purchase of goods. “They are generally less good at managing money. Because it is often a failure and did not want to do business again. They should be able to play the money from the business, “Safir said.
To be able to play the profit results of operations, added Safir, young entrepreneurs should be able separate the business with the family finances. Then, to meet the needs of families every month, ensure personal salary every month. So, not jumbled.
“Either way, the more technical the accounting system to be able to know the expenses and revenues. If you can put on the accounting staff, but who hold the money should still be business owners. Thus, young entrepreneurs are not easily tempted to spend their revenue, “he said.
Often young business people feel has become rich by earning a large share of its business. They often spend the money for needs that actually is not too necessary.
“From the outside it looks like the rich, but because money is not circulated to the results of operations or capital return on investment, we can be sure his business will not last long. Rich is not seen from the profession, but judging from the investment. To a young age is better to choose an investment business that are growing earnings, while for senior ages fitting on fixed income investments, “Safir message.